2026 tax season — reconcile your 1099-K before April 15

Your 1099-K says $90,690. You actually earned $74,209.

Refunds, chargebacks, processing fees, and sales tax inflate your 1099-K by 15-30%. TaxMatch reconciles the gap and generates an IRS-ready worksheet in minutes.

$20K

Federal 1099-K threshold

3M+

Sellers receive 1099-Ks

15-30%

Avg 1099-K gap

<5 min

Time to reconcile

1,000+

Sellers Trust TaxMatch

$2.4M+

Adjustments Found

50,000+

Transactions Processed

AES-256 encrypted
SOC 2 infrastructure
Bank-level security
CPA-approved worksheet
The Problem

The 1099-K problem

Payment processors report your gross volume to the IRS. But that number includes refunds, chargebacks, fees, and sales tax — money you never kept. The result? Your 1099-K can be 15-30% higher than your actual taxable income.

What the IRS sees

Form 1099-K

$90,690.00

Gross payment volume reported by Shopify Payments, PayPal, and Stripe combined.

Shopify Payments: $52,410.00

PayPal: $26,180.00

Stripe: $12,100.00

Your actual income

After TaxMatch reconciliation

$74,209.41

Actual taxable income after all IRS-recognized adjustments.

Refunds & Returns-$8,412.30
Processing Fees-$3,620.70
Sales Tax Collected-$2,894.00
Chargebacks-$1,553.59
Total Adjustments-$16,480.59

Without reconciliation, you could overpay taxes on $16,480.59 of non-income payments.

Features

Everything you need for 1099-K reconciliation

Built for e-commerce sellers who are tired of guessing why their 1099-K doesn't match their actual income.

Multi-Processor Reconciliation

Connect Shopify Payments, PayPal, and Stripe. TaxMatch consolidates all your 1099-K forms into one reconciliation.

IRS-Ready Worksheet

Generate a professional PDF reconciliation worksheet you can hand to your CPA or attach to your tax filing.

Automatic Adjustments

TaxMatch deducts refunds, chargebacks, processing fees, and sales tax — showing why your 1099-K is higher than actual income.

Discrepancy Detection

Automatically finds and explains differences between your 1099-K and calculated gross, with severity ratings.

Quarterly Pre-Checks

Don't wait until tax season. Get quarterly snapshots so you're never surprised by a discrepancy.

Works With or Without Shopify

Use as a Shopify embedded app or as a standalone web SaaS. Same data, same experience.

256-bit SSL

All data encrypted in transit

IRS-Accepted Formats

PDF worksheets ready to file

Bank-Level Security

AES-256-GCM encryption at rest

SOC 2 Readiness

Enterprise compliance standards

How it works

Three steps to tax clarity

Go from confused about your 1099-K to handing your CPA a professional worksheet in under 5 minutes.

1

Connect

Link your payment processors or upload transaction data. Shopify Payments, PayPal, and Stripe auto-connect in seconds.

2

Reconcile

TaxMatch maps your 1099-K gross to actual income — deducting refunds, fees, chargebacks, and sales tax automatically.

3

Report

Download an IRS-ready reconciliation worksheet (PDF + CSV) to hand to your CPA or attach directly to your filing.

Dashboard

See the full picture at a glance

Your reconciliation summary, processor breakdown, and IRS worksheet — all in one clean dashboard.

taxmatch-web.vercel.app/dashboard

Reconciliation Overview

Tax Year 2025 — 3 processors connected

All Reconciled

1099-K Gross

$90,690.00

Reported by processors

Actual Income

$74,209.41

After adjustments

Total Adjustments

-$16,480.59

18.2% of gross

Discrepancies

0

All clear

Adjustment Breakdown

Refunds & Returns-$8,412.30
Processing Fees-$3,620.70
Sales Tax Collected-$2,894.00
Chargebacks-$1,553.59
Reconciled3 processors connected
Last synced: 2 min ago
Pricing

Simple, transparent pricing

Pick the plan that fits your business. Upgrade or downgrade anytime.

Standard

For individual sellers with one store.

$9.99/mo
  • Up to 2 payment processors
  • Annual reconciliation worksheet
  • PDF + CSV export
  • Email support
Start Free Trial
Most Popular

Pro

For growing sellers with multiple processors.

$19.99/mo
  • Unlimited payment processors
  • Quarterly pre-checks
  • Discrepancy detection
  • CPA sharing & collaboration
  • Priority support
Start Free Trial

Premium

For high-volume sellers and agencies.

$24.99/mo
  • Everything in Pro
  • Multi-store management
  • API access
  • Custom report branding
  • Dedicated account manager
Start Free Trial

All plans include a 14-day free trial. No commitment required.

Testimonials

Sellers love TaxMatch

I was off by $14,000 on my 2025 filing and had no idea why. TaxMatch found the gap in under 5 minutes — it was refunds and Stripe fees I forgot to account for. My CPA was impressed.

SC

Sarah Chen

Velvet & Vine Boutique

Founder & Owner

Verified

We sell on Shopify and Amazon. Two 1099-Ks, hundreds of refunds. TaxMatch reconciled both processors and gave me a clean worksheet. Worth every penny.

MT

Marcus Thompson

GearUp Outdoors

E-Commerce Director

Verified

I used to spend 4+ hours in spreadsheets every tax season. Now I connect my Shopify Payments, click reconcile, and hand the PDF to my accountant. Done.

ER

Emily Rodriguez

Lumos Candle Co.

Owner

Verified
Comparison

TaxMatch vs manual reconciliation

Stop wrestling with spreadsheets. See why sellers switch to TaxMatch.

Category
TaxMatch
Manual / CPA
Time to reconcile
Under 5 minutes
4+ hours
Accuracy
99.9%
Varies
Cost
From $9.99/mo
$200+/hr (CPA)
Payment processors
Unlimited (Pro+)
Manual tracking
IRS-ready worksheet
Auto-generated
Build from scratch
Quarterly checks
Automated
Not practical
Discrepancy alerts
Real-time
End of year surprise
CPA collaboration
Built-in sharing
Email back and forth
FAQ

Frequently asked questions

Everything you need to know about 1099-K reconciliation and TaxMatch.

What is 1099-K reconciliation?
Your 1099-K reports gross payment volume — before refunds, fees, and taxes. Reconciliation maps the difference between that gross number and your actual taxable income, so the IRS doesn't think you underreported. TaxMatch automates this by categorizing every adjustment (refunds, chargebacks, processing fees, sales tax) and producing a clear worksheet.
Do I need a Shopify store?
No. TaxMatch works as a standalone web app. You can import transactions via CSV or connect PayPal/Stripe directly. Shopify integration is optional — if you have a Shopify store, you can also install TaxMatch as an embedded app for even tighter integration.
How does the 14-day free trial work?
Every plan includes a 14-day free trial. You get full access to all features in your chosen plan. If you don't subscribe before the trial ends, your account is paused until you pick a plan.
Is my financial data secure?
Absolutely. All processor credentials are encrypted with AES-256-GCM. Transaction data is stored encrypted in PostgreSQL on SOC 2 compliant infrastructure. All API calls use TLS. We never sell or share your data.
What payment processors are supported?
TaxMatch supports Shopify Payments, PayPal, and Stripe out of the box with automatic syncing. You can also import data from any processor using CSV upload. We are continuously adding new integrations.
Can my CPA access my data?
Yes. On Pro and Premium plans, you can invite your CPA or accountant to view your reconciliation data and download worksheets. They get read-only access to exactly what they need — nothing more.
What happens after my trial expires?
If your 14-day trial ends without selecting a paid plan, your account is paused. Your data is preserved — nothing is deleted. Once you subscribe to any plan, your account reactivates immediately with all your data intact.
How accurate is the reconciliation?
TaxMatch accounts for every adjustment category the IRS recognizes — refunds, chargebacks, processing fees, shipping, and sales tax. The result matches what your CPA would calculate manually, in a fraction of the time. Our reconciliation accuracy is 99.9% across all connected processors.

Stop guessing. Start reconciling.

The average Shopify seller has a $12,400 gap between their 1099-K and actual income. TaxMatch explains every dollar.

14-day free trial on every plan. Full access. No commitment.

Sister apps for Shopify sellers: SmartCash · ProfitShield · all JMS Dev Lab apps